Hi Bob and all,

I agree, I use my discover card for everything I purchase.  Many times 
through out the year Discover will offer five percent cash back if you 
purchase from certain types of stores.

Also If you purchase through ShopDiscover.com you can get up to ten to 
fifteen percent cash back from some vendors.

 Granted, many of the vendors I don't use but occasionally I need something 
from one I seldom use.

It is easier to use the card than it is to keep track of cash and the hassle 
of making sure a cashier gives you the correct change.

The very important thing is to Always, Always, Always pay off the balance in 
full when you get your statement!

Keep track of your available spending money each month and only spend what 
you have.

I have never paid a cent to Discover in fees in almost twenty years.

I enjoy using their money and to get paid to use it!

Currently, I have about $2000 in cash back money just waiting to be used on 
Ham Gear.

73

Howard #3

----- Original Message ----- 
From: "Bob, K8LR" <[log in to unmask]>
To: <[log in to unmask]>
Sent: Saturday, July 21, 2012 11:19 AM
Subject: Re: if you want to buy ham equipment, you better have the bucks in 
hand!


> Hi,
>
> Seems like everyone is knocking credit cards today, but I use them for
> buying everything that I can, cause my two cards are both cash back credit
> cards.  I get 1 percent back on all purchases and as much back as 5 
> percent
> on some items.
>
> The trick that you have to keep in mind is that you have to pay off your
> balance every month or the interest charges will eat you up.  The cash 
> back
> cards usually have higher interest rates than other cards, but as long as 
> I
> pay them off every month, I'm money ahead.
>
> Also make sure that the credit card you choose has 0 fees for using it.
>
> Bob, K8LR,