<<Disclaimer: Verify this information before applying it to your situation.>> Dear Todd, I am brand new on this list, extremely grateful to find it, and even more happy to find someone I already know hereon. Makes me feel right at home in this new situation in which I find myself. I look forward to learning and sharing with the rest of you in this new phase of my life! This is one more example of the benefits of the interrnet in bringing people together for support and shared knowledge. Thea Hardy [log in to unmask] Corvallis, Oregon