Thanks. I Zeroed out the card with the file below. Data recovery tells me nothing is there anymore. (Except 59 errors.) I had tried the second part (a card reader format) previously on a WinME machine since I had my doubts XP-Pro was ever going to figure it out... My mistake may have been using WinME... At least if it doesn't "fix", (now that the data is blanked out), I can handle it through the factory RMA. (I hated the thought of sending it back with really personal stuff on there...) I always had a suspicion it was more of an "access" thing than an actual problem... Years ago I learned about "access" from watching a friend constantly trash his hard drives and re-install everything, when later, (in hindsight), I learned all he really lost was "access"... Rick Glazier From: "Paul A. Valentine" <[log in to unmask]> > I fixed my card by running a free program, "Card Wiper" > > http://www.steves-digicams.com/digsoftware_utils.html > > Then formatting it on my Win 98SE laptop. Formatting it on my XP machine was > not acceptable to the camera. PCBUILD maintains hundreds of useful files for download visit our download web page at: http://freepctech.com/downloads.shtml