Dunno about the Georgia State tax laws, but can tell you as far as the Feds are concerned, if you receive long term disability benefits, you only pay tax on the portion you didn't put in. For example, I pay the entire cost of LTD premiums so if I should have to go out on LTD, I won't pay any Federal income tax because I paid all the premiums at 100% But if my company paid 80% of the premium costs and I paid 20% I would have to pay income tax on 80% of the income. Hope this makes sense. Kat On Thu, 3 Oct 2002 12:55:00 -0400 "Barber, Kenneth L." <[log in to unmask]> wrote: > Hey is the 65 percent taxable. I'd only get > about 52 percent and then have > to pay fed. Income tax on it. One of those > overly generous federal perks > that you always hear about. Have to pay georgia > tax too if I stayed in > georgia.