Hello Everyone, Does anybody know any insurance advocates? We were insured through my wife's employer, but now she has had to leave her job to help with childcare. I am essentially self-employed and have options for getting insurance, but I don't know what I should be looking for. All I do know is that we have to get it right if our three-year-old, Noah, is going to get all he will need. We are fortunate in having supplemental insurance from the state of Massachusetts (although it is carefully designed to be as impenetrable a bureaucracy as I have ever encountered). The only advice I have been able to get so far is either from insurance salespeople or a disability advocacy agency that could only recommend that I find an HMO that will be prompt about denying coverage so that the state coverage can happen a little quicker. Anybody know a better way to go? Also, what are some of the pitfalls you have encountered? I am becoming aware that many state agencies try to squeeze children into those diagnoses that are most likely to be covered by federal dollars (such as mentally ill instead of motorically impaired). If this is an old question on this site, please forgive me and tell me how to find the archives. Thanks for your welcomes and thanks for your help, David K.