thanks masoud. you just answered my course work for me.hahaha. ''why did britsih bank northern rock went into financial distress?'' many issues but you touched on some important issues. i was using golf to get some valuable comment out of you. i hope cedos say thing on the topic.
Haruna Darbo <[log in to unmask]> wrote: Suntou,
I appreciate your caution and I'd like us to think about your notes for a
moment. Seriously:
FYI - I don't know what the links you shared are, I have not read, or viewed
them, and I do not need to. I'm not sure how valuable they are to the poor
homeowners and politicians afterall.
1. I am not rich. If I am, I want you to know my riches are open to you
without interest. All you have to do is let me know you wish to partake in it and
how.
2. Who are the poor homeowners in Detroit?
a) They are poor homebuilders who decided to take advantage of loose credit
terms and government programs to encourage home ownership by minority citizens
and the other poor who are not homebuilders. The poor home builders decided
to partner with unscrupulous bankers and politicians to trade in homes, some
of which do not meet codes and specs but were certified by colluding home
inspectors in the local building code offices. The bankers and lenders include
unscrupulous Islamic merchants and investors. All of these types of humans
present themselves on the golf course as they do at the mosques and churches and
synagogues to identify similarly-inclined folk. Including the poor who want
to be rich. For what, I don't know.
b) They are the middlemen/women home investors and real estate agents who
these bankers, lenders, and politicians use to complete the link between their
risks and rewards. They are relatives of the poor who will reside in these
less than adequate homes.
c) They are folk who are sometimes oblivious of the scheme, sometimes
willing participants in the scheme, and sometimes financially illiterate. Yet other
times they are greedy lottery players who wish to live beyond their means
and do not make any efforts to save for their 'dream' homes and do due-diligent
study on the purchase. They wait for just such government programs because
the unscrupulous politicians who they voted for and continue to vote for,
present it as value-returns for their votes. Generally, these poor homeowners
move from apartments where they can barely pay rent or utilities and have maxed
out on every credit card they own and or are delinquent on some loans. The
middlemen massage their credits to make them qualify for the new or refurbished
homes. They had been convinced that they need a new home instead of send
their children to school and nurture them in propriety.
Either way you look at it, any of these people can present themselves at a
golf course to do their own bidding. They can seek out folk just like them and
organise themselves into an advocacy unit to further their considerations.
Besides, when these homeowners default on the unconscionable loans drafted by
the bankers and lenders and purveyed by the middlemen and politicians, they
are in no worse financial shape than they began with, the homes are foreclosed
on and more often transferred into another tier of the financial system where
the auctioneers and their friends on wall street bail the small-time
lenders and banks out, bundle these defaulted, collateralized loans, and then the
government liquidates the bad investments with the tax money deposited by the
poor. So the poor end up with worse credit, loans hanging around their necks
like neuses, and their children's futures are further mortgaged to pay for
their idiocies. They continue to vote for the politicians and play the
lotteries.
So suntou, a golf course, especially during a tournament or event, is just
an endroit, a milieu, a place of gathering, much like a church, mosque, or
synagogue, only larger, to be used by any idiot actor who wishes to play on any
stage.
A word to the wise:
Do not live to consume. Consume to live.
Dispense your rights and privileges in sobriety and circumspect.
Direct the course and affect of your life. Do not allow other to direct it
for you.
Waste not want not.
Haruna.
In a message dated 4/12/2008 5:41:23 A.M. Eastern Daylight Time,
[log in to unmask] writes:
masoud, don't get overboard. What the corporate gangsters just did to
hundreds of black home owners in the Detroit areas isn't fun at all. the credit
crunch ,whilst you and the many rick folks are enjoying a bit of fun watching
golf ,hundreds are painfully thinking of the repossession nightmare. the
corporate gangsters are heavily involve here. you rich folks need to stop messing
up the poor with your golf coarse deal making.
http://www.moneymorning.com/2007/07/30/creditcrunch/
http://www.ethicalcorp.com/content.asp?ContentID=5418
http://www.libdemvoice.org/how-bad-will-the-credit-crunch-get-2389.html
Haruna Darbo wrote:
[you do know that ceo's are mustily gangsters.] Suntou.
I know. They are Risk-Reward gangsters. I am reminded you are an Islamic
gangster too. All of you must endeavour NOT TO lie, cheat, or steal in your
gangsterisms.
[They pretend to be honest professionals but in reality they are high class
criminals.] Suntou.
I couldn't care less if you guys are honest about your gangsterisms. What is
criminal about Risk-Reward gangsters??? You need to talk to Gandhi. The
scholarship you're studying under is dividend from such gangsterism.
[why should tiger not let others win and him loose?] Suntou.
And if he 'LETS' others win, others should let him win. Where's the
encouragement in diligence, hardwork, risk-reward, and earning an honest
living??????? Where's the fun in sportsmanship?? In this scenario, Suntou
will never win
the Masters or the British Open. The same gangsters and high class criminals
will rotate as winners and get dizzy drunk waving in still air. Ballero!
[massoud,] Suntou.
What?
[i like golf, but there should an element of surprise in it if not ,we the
poor will never appreciate the rich man's game. simple.] Suntou.
Wait just a minute! Were you not the one purveying loans without
interest????? Where would your loans come from if you are a poor man? I want
you to know
and Bourghibe can back me up on this;
Interest is the time value of money. It does not describe the disposition
either way of the purveyor of money. Why does Saudi Arabia have money minted
but
feigns to deny it has any value. I guess the oil does not have value either.
But at OPEC, they set the price of oil. Black Gold. Whaddaya think about
that??? If I were Saudia, I'd pump all that oil to Gambia in interest-free
barter for groundnuts. Please don't like golf. Leave us alone. Surprise my
foot. I
thought your religion abhors innovation???? Go figure. Totally confused.
Masoud Minerals Jammeh Enterprises. A Limited Liability corporation.
Interest-free fund of funds.
Haruna Darbo wrote:
Suntou,
I know you thrive on the melodrammatic. We golf fans don't like surprises.
Other sports maybe. Surprises my foot. If golf had surprises, I would have
no
part in it. Pure grit, discipline, hard work, and risk-reward
considerations.
Why do you think CEO's like golf?? What is wrong with you Suntou?? Don't
screw up our game like you guys screwed up Rounders!!!! Go away!!
Haruna.
In a message dated 4/10/2008 7:36:21 A.M. Mountain Daylight Time,
[log in to unmask] writes:
tiger wining every cup there to be in golf, what is so surprising about it
masoud? the weather was causing some few problems, i hope tiger looses ,so
that golf fans can have some thing to be surprised about.
Haruna Darbo wrote: To remind you good people that
The Masters at Augusta begins today til
sunday. Tiger tees off around 10:30 AM but ESPN's coverage begins at 4:00
PM. Its
ESPN on Thursday and Friday, and CBS on Saturdya and Sunday. Get ready for
fireworks.
Haruna. If you have any important news about Gambia and or Zimbabwe, please
don't post it until monday. We will be indisposed for much of the weekend on
account of the Masters Tournament. Thank you in advance.
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