Joe:
I couldn't agree more.  Instant gratification will have to be delayed for
more constructive foundation building on the ground.

The problems at a microeconomic level have to be dealt with before we even
start to have such dreams.  [

I think your following quote says it very well:
"it "Bul Ma Mei Jeen, Jangal Maa Nee Nour
Nappe" (don't give me fish, teach me how to fish).  :)!:

I remember watching a movie by Ousman Semeben a few yrs ago, which dealt with
loans from the same perspective.

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