Thanks Ned.  Why don't they get creative for the good instead of for evil
purposes.

Vicki

----- Original Message -----
From: "Ned Benton" <[log in to unmask]>
To: <[log in to unmask]>
Sent: Wednesday, July 14, 2004 1:28 PM
Subject: Fw: New Credit card scam


> I had this happen to me this last Tuesday evening.  The guy was not very
> professional and began to argue with me when I suggested that even he
might
> be a fraud.  I finally had to tell him I wasn't going to talk with him any
> more and hang up.
>
> Be carful.
>
>
> ----- Original Message -----
> From: "Linda Stiles" <[log in to unmask]>
> To: "Ned Dawson Benton" <[log in to unmask]>
> Sent: Wednesday, July 14, 2004 6:24 AM
> Subject: Fw: New Credit card scam
>
>
> >
> > ----- Original Message -----
> > From: "Theresa" <[log in to unmask]>
> > To: "Theresa" <[log in to unmask]>
> > Sent: Wednesday, July 14, 2004 5:14 AM
> > Subject: New Credit card scam
> >
> >
> > >
> > > Subject:  New Credit card scam
> > >
> > >
> > >
> > >  [See Snopes.com http://www.snopes.com/crime/warnings/creditcard.asp
for
> > > more
> > >  information. Apparently this scam IS being performed.]
> > >
> > >  -----Original Message-----
> > >
> > >  Subject:    Credit Card Scam All,  FYI and use.  This info was shared
> > >  with me by a friend.  The scam is not limited to U. S. Bank cards but
> > also
> > >  applies to Government Travel Charge Cards and personal credit cards.
> > >
> > >
> > >  This information is worth reading.  By understanding how the VISA &
> > >  Mastercard Telephone Credit Card Scam works, you'll be better
prepared
> > >  to protect yourself.  Thanks to Dr.  Pat Cloney for passing this on.
> > >  Those con artists get more creative every day.
> > >
> > >
> > >  My husband was called on Wednesday from "VISA", and I was called on
> > >  Thursday from "MasterCard".  The scam works like this:
> > >
> > >  Person calling says, "this is  <name>, and I'm calling from the
> Security
> > >  and Fraud Department at VISA.  My Badge number is 12460.  Your card
has
> > > been
> > >  flagged for an unusual purchase pattern, and
> > >  I'm calling to verify.  This would be on your VISA card which was
> issued
> > >  by <name> bank.  Did you purchase an Anti-Telemarketing Device for
> > >  $497.99 from a marketing company based in Arizona?"
> > >
> > >
> > >  When you say "No", the caller continues with, "Then we will be
issuing
> a
> > >  credit to your account.  This is a company we have been watching and
> the
> > >  charges range from $297 to $497, just under the $500 purchase pattern
> > >  that flags most cards.  Before your next statement, the credit will
be
> > >  sent to (gives you your address), is that correct?"
> > >
> > >
> > >  You say "yes".  The caller continues...  "I will be starting a Fraud
> > >  investigation.  If you have any questions, you should call the 1-800
> > >  number listed on the back of your card (1-800-VISA) and ask for
> > >  Security.  You will need to refer to this Control #" The caller then
> > >  gives you a 6 digit number.  "Do you need me to read it again?"
> > >
> > >
> > >  Here's the IMPORTANT part on how the scam works.  The caller then
says,
> > >  "he needs to verify you are in possession of your card". He'll ask
you
> > >  to "turn your card over and look for some numbers. There are 7
numbers;
> > >  the first 4 are your card number, the next 3 are the 'Security
Numbers'
> > >  that verify you are in possession of the card.   These are the
numbers
> > >  you use to make Internet purchases to prove you have the card.  Read
me
> > >  the 3 numbers".  After you tell the caller the 3 numbers, he'll say
> > >  ,"That is correct.  I just needed to verify that the card has not
been
> > >  lost or stolen, and that you still have your card.  Do you have any
> > >  other questions?" After you say No, the caller then Thanks you and
> > >  states, "Don't hesitate to call back if you do", and hangs up.
> > >
> > >
> > >  You actually say very little, and they never ask for or tell you the
> > >  card number.  But after we were called on Wednesday, we called back
> > >  within 20 minutes to ask a question.  Are we glad we did!  The REAL
> VISA
> > >  Security Department told us it was a scam and in the last
> > >  15 minutes a new purchase of $497.99 was charge on our card.
> > >
> > >
> > >  Long story made short, we made a real fraud report and closed the
VISA
> > >  card, and they are reissuing us a new number.  What the scammers
wants
> > >  is the 3-digit PIN number on the back of the card. Don't give it to
> > >  them.  Instead, tell them you'll call VISA or Master card direct.
The
> > >  real VISA told us that they will never ask for anything on the card
as
> > >  they already know the information since they issued the card!   If
you
> > >  give the scammers your 3 Digit PIN Number, you think you're receiving
a
> > >  credit.  However, by the time you get your statement, you'll see
> charges
> > >  for purchases you didn't make, and by then it's almost to late and/or
> > >  harder to actually file a fraud report.
> > >
> > >
> > >  What makes this more remarkable is that on Thursday, I got a call
from
> a
> > >  "Jason Richardson of MasterCard" with a word-for-word repeat of the
> VISA
> > >  scam.  This time I didn't let him finish.  I hung up! We filed a
police
> > >  report, as instructed by VISA.  The police said they are taking
several
> > >  of these reports daily!   They also urged us to tell everybody we
know
> > >  that this scam is happening.
> > >
> > >
> > >  Please pass this on to all your friends.  By informing each other, we
> > >  protect each other.   Thank-You.
> > >
> > >
> > >
> >
> >
> >