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hi, list,
        am in the process of changing insurance carrier with a job change -
how will my celiac discovery over the last few years affect coverage?
        has anyone had any experience with this?
        will do my best to condense and summarize:)
        what are the issues involving pre-existing conditions?
        my info says if one is not listed, then no treatment for 12 months;
if it is listed, can ins. cov. be refused?  some input suggested a
protection under "chronic conditions" - American   w/ disabilities Act.
        am not one to go to the doctor much; my treatment has been just
tests and diet and consultation with a nutritionist (that was not
covered anyway.)  and am pretty much symptom-free at this time.
        best to you in '04:)            lfj
        thanks in advance for any and all input, ( but would appreciate if
we can keep it to a positive vein?  am hurting a little at this time,
one thing and another.)

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