Yes, Anthony, everyone needs to learn how money works long before trying to
get credit, as it's vitally important.  A member of my family had to declare
bankruptcy twice in his lifetime because he couldn't handle credit, although
to be fair about it, both times a loss of a job triggered it.  However, one
needs to anticipate such things and plan for them.  Working that summer at
the CCC taught me that.

Kat
----- Original Message -----
From: "Anthony Arnold" <[log in to unmask]>
To: <[log in to unmask]>
Sent: Monday, April 15, 2002 12:16 AM
Subject: Re: Yesterday was a wonderful day


> Kathy Jo,
>
> To be honest with you, has anyone tried giving you just a five dollar
bill,
> having you tell them what you can all buy with $5 and in the end taking
you
> to a store to have you purchase whatever you may have named?  This is what
> my parents actually did with me when I was a child to test out my
> understanding of money and most importantly seeing if I receive the proper
> change back.  And when I got older and had things like lights, heat, cable
> tv, long distance calling, Internet and so on to pay for, they also taught
> me that if I wanted those great things, I would have to pay and learn how
to
> budget for those costs.  I may have a credit card and those other great
> things tonight, but I realize if I act stupid in the money spending
> department tomorrow, those great things might likely get taken away.  And
> just so you know, this rule has nothing to do with my Cerebral Palsy,
> everybody even your parents have to follow this rule or things would begin
> to get taken.  I once knew people (without disabilities), they had a great
> big house and they lost it because of credit debt.  They lost everything,
> the family business, and most importantly the ability of getting a bank
loan
> for at least 7 years.
>
> Shanks,
> Anthony
>
> Visit me at http://www.ara1.net
>   ----- Original Message -----
>   From: Kathy Pink
>   To: [log in to unmask]
>   Sent: Sunday, April 14, 2002 5:05 PM
>   Subject: Re: Yesterday was a wonderful day
>
>
>   Anthony,
>
>   Has it really been two years?  I guess it would
>   have to be.  You are lucky because my parents
>   would never let me have a credit card, much less
>   talk on the phone when they aren't here.
>
>   Sighs,
>   Kathy
>
>
>
>
>
>   --- Anthony Arnold <[log in to unmask]> wrote:
>   > Friends,
>   >
>   > I'm sure that everybody here has had this
>   > feeling of success at one time or
>   > another living with a disability and
>   > experiencing newer levels of
>   > independence whenever.  As most of you know,
>   > I'm employed as a Remote
>   > Troubleshooter at the Prentke Romich Company, I
>   > have almost two years under
>   > my belt, so in March I got offered a credit
>   > card because I have some income
>   > coming in.  At first, I didn't want to respond
>   > to the credit card company
>   > because my Mom scared me of the word "credit"
>   > as a child, which was OK and
>   > something I would probably also do to my own
>   > kids (if I have any).  Needless
>   > to say my Mom actually encourage me to
>   > responding in March, and yesterday I
>   > received a surprise in the mail, by being
>   > accepted and a credit card popped
>   > out.  So I offered to take my parents out for
>   > supper last night to
>   > celebrate.  I know that it might sound silly,
>   > but I feel great knowing that
>   > I have some plastic in my wallet just because
>   > my parents can trust me with
>   > money.  I know that I'm going to have limits
>   > but that isn't going to be
>   > because of my parents, I myself know that I
>   > don't have that money tree like
>   > some feel they have and unfortunately don't.
>   >
>   > Thanks,
>   > Anthony
>   >
>   > Visit me at http://www.ara1.net
>
>
>   __________________________________________________
>   Do You Yahoo!?
>   Yahoo! Tax Center - online filing with TurboTax
>   http://taxes.yahoo.com/