You don't know why your parents won't let you talk on the phone while they're not home? Could you ask them why? Seems to me they owe you an explanation for that.
As for the credit card, that's easy to say, but very hard for some people to follow, especially if you aren't used to handling a lot of money or have a good job. You should have a good enough income along with a well-planned budget to pay the essentials first and the fun stuff afterwards. The essentials are things like the rent (or mortgage), utilities, phone bills, gas for the car, housecleaning, etc., which comes to almost three-quarters of my monthly income. One of the absolute essentials is socking money away in a savings account and investing some in capital stocks, etc. Then I can play. However, there are some months when an unexpected necessity comes up and I can't play too much, but that's OK, because I know it won't be forever. It's very hard work, but I have to do it or starve. I won't use my credit card even though I have one.
Kat
On Mon, 15 Apr 2002 11:02:00 -0700 Kathy Pink <[log in to unmask]> wrote:
Kat,
I don't know.
I wouldn't buy anything that I know I couldn't
afford.
Kathy Jo
--- Salkin Kathleen <[log in to unmask]>
wrote:
> Kathy Jo,
>
> Why do your parents forbid you to talk on the
> phone while they're not at
> home?
>
> Let me tell you, I would not recommend a credit
> card to anyone who didn't
> have the means to pay it off or make more than
> the minimum payments. All
> too often, people get in way over their heads
> and can't pay off the cards
> quickly, resulting in higher and higher levels
> of debt. I worked as an
> intern one summer for the local credit card
> counselling agency and saw far
> too many cases like that. That's not to say
> you would do that, but perhaps
> your parents don't want that happening to you.
>
> Kat
>
>
> ----- Original Message -----
> From: "Kathy Pink" <[log in to unmask]>
> To: <[log in to unmask]>
> Sent: Sunday, April 14, 2002 6:05 PM
> Subject: Re: Yesterday was a wonderful day
>
>
> > Anthony,
> >
> > Has it really been two years? I guess it
> would
> > have to be. You are lucky because my parents
> > would never let me have a credit card, much
> less
> > talk on the phone when they aren't here.
> >
> > Sighs,
> > Kathy
> >
> >
> >
> >
> >
> > --- Anthony Arnold <[log in to unmask]> wrote:
> > > Friends,
> > >
> > > I'm sure that everybody here has had this
> > > feeling of success at one time or
> > > another living with a disability and
> > > experiencing newer levels of
> > > independence whenever. As most of you
> know,
> > > I'm employed as a Remote
> > > Troubleshooter at the Prentke Romich
> Company, I
> > > have almost two years under
> > > my belt, so in March I got offered a credit
> > > card because I have some income
> > > coming in. At first, I didn't want to
> respond
> > > to the credit card company
> > > because my Mom scared me of the word
> "credit"
> > > as a child, which was OK and
> > > something I would probably also do to my
> own
> > > kids (if I have any). Needless
> > > to say my Mom actually encourage me to
> > > responding in March, and yesterday I
> > > received a surprise in the mail, by being
> > > accepted and a credit card popped
> > > out. So I offered to take my parents out
> for
> > > supper last night to
> > > celebrate. I know that it might sound
> silly,
> > > but I feel great knowing that
> > > I have some plastic in my wallet just
> because
> > > my parents can trust me with
> > > money. I know that I'm going to have
> limits
> > > but that isn't going to be
> > > because of my parents, I myself know that I
> > > don't have that money tree like
> > > some feel they have and unfortunately
> don't.
> > >
> > > Thanks,
> > > Anthony
> > >
> > > Visit me at http://www.ara1.net
> >
> >
> >
>
__________________________________________________
> > Do You Yahoo!?
> > Yahoo! Tax Center - online filing with
> TurboTax
> > http://taxes.yahoo.com/
__________________________________________________
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