Beth,
I think it is Amica that advertises "insurance for living" and uses people with
disabilities in their advertisements.  I would also check with the state, many
have pools for people who traditionally have a hard time getting insurance.  Is
your patron employed?  If so check with the employer, sometimes even people who
aren't traditionally eligible for employee insurance can buy it. Another
creative option would be to check to see if any family members have the option
to buy insurance for "non-dependents,"  though this type of insurance is
frequently what is offered to people who are eligible for domestic partner
benefits I have heard of it being used for a non-dependent child in a similar
circumstance.

Good luck.
Julia Allegrini

Beth Eisenhood wrote:

> Has anyone ever heard of long-term insurance for a person who has a
> progressive disability? A patron who is losing her vision called our library
> to see if we knew of a company that might insure her towards the day (if
> ever) that she loses all of her vision. I thought any pre-existing condition
> would automatically be ruled out by insurance, but I would enjoy being
> proven wrong! Thanks for any tips.
>         Elizabeth Eisenhood
>         Reference Librarian,
>         Washington Talking Book & Braille Library
>         Seattle, WA
>
> Check the URL below to register your institutions
> Web page in EASI's Batteri-free Web contest.
> http://www.rit.edu/~easi

Check the URL below to register your institutions
Web page in EASI's Batteri-free Web contest.
http://www.rit.edu/~easi