Bill Bartlett wrote:
. . .
>
>Well, "freeloader" is a yankee expression.
>
. . .

No. The Freeloader Problem refers to someone such as a worker who benefits
from the presence of a labor union but doesn't pay dues or take the risks.
The Freeloader Problem refers to theories of cooperation and not to the
uncapitalized word "freeloader" in various personal connotations.
This could have been obtained from Tresy's use of capitalization and a
little thought.