I gave up on credit cards myself, I keep one for an emergency and that's it
but I ran myself in a huge hole because of credit cards a few years ago so
if someone wants to do that, that's fine with me, but I'm with you, I'm done
with them now personally except for an extreme emergency. I'll never have
cash on hand to replace the roof, or furnace, stuff like that but everyday
living is actually a whole lot easier without credit cards. Things are
tight, but this way I know what means I have to live in and it's a lot more
fun.
----- Original Message -----
From: "Scott Howell" <[log in to unmask]>
To: <[log in to unmask]>
Sent: Saturday, July 21, 2012 5:57 AM
Subject: Re: if you want to buy ham equipment, you better have the bucks in
hand!
> And I would never advocate a credit card if you can just save the money. =
> THe item you purchase will cost you a lot more in the end. If you =
> purchased a $1,000 radio at even 10% interest (doing a simple interest =
> loan), you would pay $1,107.48. So, that $1000 radio now cost you an =
> additional $107.48. I calculated that for a 24-month term. I know it is =
> tempting to decide buying that new radio is worth the little bit of =
> interest; however, that is assuming you can be discipline enough to =
> always make that payment. I realize this is not a financial list, but I =
> understand the desire to get something you really want and how hard it =
> is to wait. I can appreciate what it is like to have difficulty "making =
> ends meet" and having the money to do what you want.
> These experiences have taught me to evaluate what I really want and what =
> I need. Then I see if I can do with just what I need with the goal of =
> eventually assembling the funds to get what I want. :)
>
> On Jul 20, 2012, at 4:15 PM, John Miller <[log in to unmask]> wrote:
>
>> No store lets you do payments, the only way you can do that is use a =
> credit=20
>> card and make payments to that, even buying used, no one does payments =
> if=20
>> they're smart.
>> ----- Original Message -----=20
>> From: "Harry Brown" <[log in to unmask]>
>> To: <[log in to unmask]>
>> Sent: Friday, July 20, 2012 2:48 PM
>> Subject: if you want to buy ham equipment, you better have the bucks =
> in=20
>> hand!
>>=20
>>=20
>>> Hi folks,
>>> Well, as you all know, I'm in the market for hf equipment.
>>> I called ham radio outlet, very nice folks, really they are!
>>> However, if you want to buy ham stuff from them at least, you better =
> =3D
>>> have the money on hand, they don't do paiments.
>>> I can understand that,=3D20
>>> It doesn't mean that I won't ever buy from ham radio outlet,
>>> but I'm gonna have to save up in order to buy it.
>>> at least my ham friend, here in the building, has his 570, and he =
> lets =3D
>>> me operate it.
>>> Just wanted to let everyone know about ham radio places and how to =
> buy =3D
>>> equipment.
>>> 73,
>>> Trippy, ac8s=20
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