Howard,

I'll ask my firlfriend about this, as she is an insurance agent.  But, I
suspect it is not a blindness penalty.

The facts are:

1.  sixteen year old teenagers, particularly male ones, have a high accident
rate, whether with blind or sighted parents.

2.  He is the only driver of the car, thus is rightly considered as a
"primary driver".

3.  To lower the rate, they should consider just getting an old car and
carry only PLPD, no need for collision on an old car.


----- Original Message -----
From: "Howard Kaufman" <[log in to unmask]>
To: <[log in to unmask]>
Sent: Sunday, November 20, 2005 3:49 PM
Subject: off topic


> Sorry, but I am hoping somebody can help here.
> Please pass on to more appropriate lists.
> I got a call last week at work.  A blind couple has a sixteen year
> old son.  He just got his driver's licence, and they are trying to
> purchase a car and insurance.  The company wants to charge them $4800
> a year, because he is the primary driver.
> Have any of you faced and solved this problem?  It turns in to a
> serious blindness penalty.
> Thanks for the help.
> Again I apologize to the list, but I need help for them.
>