Well, I was the LTD administrator for my company until they moved me
to HR systems. I found it frustrating to deal with employees who
kept applying for SSDB and kept getting denied but they had to apply
as it was a requirement of our LTD plan. Of course just as
frustrating were the idiots who thought they would never need LTD,
got disabled anyway, and would yell at me because I couldn't help
them. All I could do was steer them towards SSA but that was usually
a wasted effort (at least if they had been out on disability for
under 24 months). I remember one guy who was particularly nasty --
he was disabled from some sort of spinal problem from birth but
didn't elect to participate in the LTD plan when he first became
eligible. He was really angry at me when I told him there was nothing
I could do for him when he became too disabled to do his job -- I
couldn't even recommend a SSDB lawyer as that was against company
policy.
For those who ask, "LTD" = "long term disability."
Kat
On 6 Apr 2006, at 18:14, Kendall David Corbett wrote:
Kat,
You're pretty much on target. SSI (Supplemental Security Income) is
what most people who have been disabled from birth (who apply, and
are approved) get. SSI amounts are usually much lower than SSDI
amounts - the last figure I knew of was in the $500 - $600/month range
SSDI (Social Security Disability Income) is what people who become
disabled after working and contributing to Social Security for a
given number of quarters get. The amount a person who receives SSDI
receives is dependent on the amount that they've contributed to
social security, and the length of time that they've been
contributing, as well as Cost of Living Adjustments (COLA's).
Neither SSI or SSDI are automatic; a person or their family has to
apply, and prove they have a disability. In Wyoming, around 85% of
first time SSI/SSDI applications are rejected. In many cases with
SSDI, an applicants medical records are reviewed by the Disability
Determination unit of Social Security, and these records are sent to
an independent examiner (paid by Social Security) who reviews the
records. In most cases, the examiner then performs an exam of the
applicant, to determine whether the physical findings and the records
agree.
If a person is approved for either SSI or SSDI, there is a waiting
period to become eligible for Medicare benefits (in SSDI cases, the
waiting period is two years, and I think it's a similar time frame
for SSI).
Kendall Corbett
Coordinator of Consumer Activities
Wyoming INstitute for Disabilities - WIND
College of Health Sciences
University of Wyoming
1000 E. University Avenue, Dept. 4298
Laramie, WY 82070
(307) 766-2853
[log in to unmask]
-----Original Message-----
From: Kathleen Salkin [mailto:[log in to unmask]]
Sent: Thursday, April 06, 2006 2:52 PM
To: [log in to unmask]
Subject: Re: MediCare Part D
I may be oversimplifying things but it's my impression that if you
paid into the Social Security system and become disabled, you get
SSDB; on the other hand, if you can't make a living because of your
disability and you haven't paid into the Social Security system via
Medicare/FICA taxes, you get SSI. Of course as I said, I could be
totally wrong.
So just because someone has CP, it doesn't mean they qualify for
Medicare Part D, or any part of Medicare.
Kat
On 6 Apr 2006, at 17:17, Kendall David Corbett wrote:
Chester,
Since the amount of money most people who get SSI receive is pretty low,
you probably qualify for Medicaid on income level. People with CP don't
_automatically_ qualify for any government benefits.
Kendall
An unreasonable man (but my wife says that's redundant!)
The reasonable man adapts himself to the world; the unreasonable one
persists in trying to adapt the world to himself. Therefore, all
progress depends on the unreasonable man.
-George Bernard Shaw 1856-1950
-----Original Message-----
From: Chester Worwa [mailto:[log in to unmask]]
Sent: Thursday, April 06, 2006 1:59 PM
To: [log in to unmask]
Subject: Re: MediCare Part D
I get SSI.
--- "[log in to unmask]" <[log in to unmask]>
wrote:
> Not unless you qualify for it=2E I know that here
> in NC you have to be at=
>
> the poverty level to qualify for Medicaid=2E Most
> CP people I know are
> privately insured through their families or jobs=2E
>
> Also, it's my understanding that you don't qualify
> for Medicare unless
> you're collecting SSI or SSDB=2E
>
> Kat
>
>
>
>
> Original Message:
> -----------------
> From: Chester Worwa cworwa@YAHOO=2ECOM
> Date: Thu, 06 Apr 2006 11:22:42 -0700
> To: C-PALSY@LISTSERV=2EICORS=2EORG
> Subject: Re: MediCare Part D
>
>
> Don't we get Medicaid since we have CP=3F
>
> --- Kathy Pink <kathyjpink@HOTMAIL=2ECOM> wrote:
>
>> Have anybody else had problems with MediCare Part
> D=3F
>> =20
>>
>
>
>
--------------------------------------------------------------------
> mail2web - Check your email from the web at
> http://mail2web=2Ecom/ =2E
>
> -----------------------
>
> To change your mail settings or leave the C-PALSY
> list, go here:
>
>
http://listserv.icors.org/SCRIPTS/WA-ICORS.EXE?SUBED1=3Dc-palsy
>
__________________________________________________
Do You Yahoo!?
Tired of spam? Yahoo! Mail has the best spam protection around
http://mail.yahoo.com
-----------------------
To change your mail settings or leave the C-PALSY list, go here:
http://listserv.icors.org/SCRIPTS/WA-ICORS.EXE?SUBED1=c-palsy
-----------------------
To change your mail settings or leave the C-PALSY list, go here:
http://listserv.icors.org/SCRIPTS/WA-ICORS.EXE?SUBED1=c-palsy
-----------------------
To change your mail settings or leave the C-PALSY list, go here:
http://listserv.icors.org/SCRIPTS/WA-ICORS.EXE?SUBED1=c-palsy
-----------------------
To change your mail settings or leave the C-PALSY list, go here:
http://listserv.icors.org/SCRIPTS/WA-ICORS.EXE?SUBED1=c-palsy
-----------------------
To change your mail settings or leave the C-PALSY list, go here:
http://listserv.icors.org/SCRIPTS/WA-ICORS.EXE?SUBED1=c-palsy
|
