I sent 1000 norwegian kroner to Gambia last week through Western Union.
(Had to pay 175 kroner to send it)

In Gambia our family got 4300 dalasis without paying any additional
fees.

Currently norwegian kroner is apx. 10 % less worth than danish kroner.

A danish friend of mine who returned to Denmark this morning after
holidays in Gambia, was able to get 445 dalasis for 100 danish kroner
cash in one the "private" exchange places.

Svend,
Oslo, Norway




At Tuesday, 23 December 2003, you wrote:

>I would appreciate if some economist or someone with knowledge on
economics can
>help me out with the equation about the current exchange rate of
the Danish
>Kroner.
>Below is a breakdown of what one can get for it in Gambia at the
moment.
>
>--------------------------------------------
>1. From the multi-lingual Currency Converter with up to date exchange
rates
>provided from leading market data contributors the exchange rate is:
>
>Tuesday, December 23, 2003
>1 Danish Krone = 5.06426 Gambian Dalasi
>1 Gambian Dalasi (GMD) = 0.19746 Danish Krone (DKK)
>
>Median price = 4.92843 / 5.06426 (bid/ask)
>Estimated price based on daily US dollar rates.
>-----------------------------------------------
>
>2. Bayba Express sends 1.000 Danish Kroner for 4.650 Gambian Dalasi
>
>-----------------------------------------------
>3. First International Bank (GTB) in Gambia is exchanging 1.000
Danish Kroner
>for 3.800 Dalasi (source Foroyaa No 94/2003  8-9 December 2003)
>
>-----------------------------------------------
>
>It seems there is a conspiracy some where.
>
>The 1000 Dalasi question is that why is there such a big difference
on what one
>can get and who is gaining from the money we in Scandinavia are
sending or
>bringing down there? Is it Government, the Banks?
>
>The Euro however has been stable because the exchange rate is almost
the same
>since september 2003 until now. It seems to pay off by exchanging
your kroners
>here into Euro before travelling or sending to the Gambia.
>
>regards,
>Momdou Camara
>
>*******************************************************
>   http://home3.inet.tele.dk/mcamara
>   http://www.gambia.dk
>
>**"Start by doing what's necessary, then what's
> possible and suddenly you are doing the impossible"***
>
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Med vennlig hilsen
Svend Ole Kvilesjø
Mobil: 90 123 345




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