Yes, Anthony, everyone needs to learn how money works long before trying to
get credit, as it's vitally important. A member of my family had to declare
bankruptcy twice in his lifetime because he couldn't handle credit, although
to be fair about it, both times a loss of a job triggered it. However, one
needs to anticipate such things and plan for them. Working that summer at
the CCC taught me that.
Kat
----- Original Message -----
From: "Anthony Arnold" <[log in to unmask]>
To: <[log in to unmask]>
Sent: Monday, April 15, 2002 12:16 AM
Subject: Re: Yesterday was a wonderful day
> Kathy Jo,
>
> To be honest with you, has anyone tried giving you just a five dollar
bill,
> having you tell them what you can all buy with $5 and in the end taking
you
> to a store to have you purchase whatever you may have named? This is what
> my parents actually did with me when I was a child to test out my
> understanding of money and most importantly seeing if I receive the proper
> change back. And when I got older and had things like lights, heat, cable
> tv, long distance calling, Internet and so on to pay for, they also taught
> me that if I wanted those great things, I would have to pay and learn how
to
> budget for those costs. I may have a credit card and those other great
> things tonight, but I realize if I act stupid in the money spending
> department tomorrow, those great things might likely get taken away. And
> just so you know, this rule has nothing to do with my Cerebral Palsy,
> everybody even your parents have to follow this rule or things would begin
> to get taken. I once knew people (without disabilities), they had a great
> big house and they lost it because of credit debt. They lost everything,
> the family business, and most importantly the ability of getting a bank
loan
> for at least 7 years.
>
> Shanks,
> Anthony
>
> Visit me at http://www.ara1.net
> ----- Original Message -----
> From: Kathy Pink
> To: [log in to unmask]
> Sent: Sunday, April 14, 2002 5:05 PM
> Subject: Re: Yesterday was a wonderful day
>
>
> Anthony,
>
> Has it really been two years? I guess it would
> have to be. You are lucky because my parents
> would never let me have a credit card, much less
> talk on the phone when they aren't here.
>
> Sighs,
> Kathy
>
>
>
>
>
> --- Anthony Arnold <[log in to unmask]> wrote:
> > Friends,
> >
> > I'm sure that everybody here has had this
> > feeling of success at one time or
> > another living with a disability and
> > experiencing newer levels of
> > independence whenever. As most of you know,
> > I'm employed as a Remote
> > Troubleshooter at the Prentke Romich Company, I
> > have almost two years under
> > my belt, so in March I got offered a credit
> > card because I have some income
> > coming in. At first, I didn't want to respond
> > to the credit card company
> > because my Mom scared me of the word "credit"
> > as a child, which was OK and
> > something I would probably also do to my own
> > kids (if I have any). Needless
> > to say my Mom actually encourage me to
> > responding in March, and yesterday I
> > received a surprise in the mail, by being
> > accepted and a credit card popped
> > out. So I offered to take my parents out for
> > supper last night to
> > celebrate. I know that it might sound silly,
> > but I feel great knowing that
> > I have some plastic in my wallet just because
> > my parents can trust me with
> > money. I know that I'm going to have limits
> > but that isn't going to be
> > because of my parents, I myself know that I
> > don't have that money tree like
> > some feel they have and unfortunately don't.
> >
> > Thanks,
> > Anthony
> >
> > Visit me at http://www.ara1.net
>
>
> __________________________________________________
> Do You Yahoo!?
> Yahoo! Tax Center - online filing with TurboTax
> http://taxes.yahoo.com/
|