Kelly,

PI've been using electronic payment methods for more than 10 years.  I
can't imagine paying my bills any other way.  Before that I used to have
to go through a complicated process of typing out a check and verifying
the results with an Optacon.  No so for years now as I say.


The biggest limitation, not that it is really a limitation, of electronic
payments is that a few eople you pay don't see to be able to process
payments made in this fashion.

Typically when you mail in a payment, you mail in a check with some sort
of payment statement.  With online payments, either an electronic transfer
is done or a paper check with your account information is sent.  In the
second case, as I say, it sometimes takes a bit of time for the
organization to get things right.

The worst case I recall was when my phone service was handled by GTE.  It
took them almost a month each time I made a payment to rrocess it.
Finally I found an alternative to the billing address I had originally
been given and the problem went away.

Do you have any other info about the bill payment from Fidelity?  I have
an account with them but the only bill payment I know about from them
costs $4.95 a month.

I use Citibank myself where bill payment is included with the account at
no extra charge.


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