Here in NJ, any grocery store and many drug store chains will give back
whatever cash amount your card allows. There is no service charge that I'm
aware of. We do this all the time as it is much more convenient. We do
have the type of ATM cards that also double as a VISA debit card, which may
make a difference. I have done the same thing when I was traveling in
several other states with the same results.
Karyl
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