<<Disclaimer: Verify this information before applying it to your situation.>> Hi Fran and Listmates, Well, I confess I am more of a lurker than a participant on the list. Yes, time is a factor. It seems by the time I read the questions, concerns the best I could offer is a "me too" which isn't all to helpful. The other thing, someone mentioned they generally answer privately. I do that as well, most lists are so big that it saves that all important bandwidth or whatever! Maybe on this list it would be helpful to all to answer everything TO the list. Don't know, just my 2 cents worth. Poppy