Yui Shin writes:

"If you have analog voice lines like most people your phone company will
tell you 33.6k is the maximum consistent level of service."

My phone company, Bell Atlantic, absolutely refuses to say what modem
transfer speed my phone line is capable of, and they refuse to say what
speed I can expect if I order a new, better line.

"The Winmodem like many PCI modems are soft modems and do not have a
built in controller to handle buffering."

Can you explain how this deficiency will show in performance?

Demetri Kolokotronis
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