Hi Phil,
I'm sorry to hear this.  That extra $800 would have been nice.   Keep 
us posted and we'll keep praying.
Kathy



At 12:03 PM 11/3/2006, you wrote:
>Due to the house market dropping in Denver, our house appraised for less
>than it has before.  So, in short, that means our refinance didn't go
>through either.  Thanks for all your prayers.
>
>Phil.