it is easy to let depression cloud your perspective.

-----Original Message-----
From: Cleveland, Kyle E.
To: [log in to unmask]
Sent: 10/3/2002 4:43 PM
Subject: Re: marriage

No, the disability benefit is 65% of your highest three years salary, or
the
mid-point of your G.S. level.  So, if I were to "go on disability"
today, I
would gross 65% of my current salary.  That would be in effect until age
65
when my regular retirement would kick in.  All premiums are payed for by
the
gov't.

Now if I had been hired without a pre-existing disability, I could have
purchased additional insurance.  I still can, as long as the condition
that
disables me is different than the disability I had when I was hired.  As
I
understand it, our disability coverage possibilities are completely
different than what can be found in the private sector.

Like I stated earlier, since I have 20 years service under Social
Security,
I qualify to "double-dip" at retirement (grandfathered), but I don't
know if
SS disability works the same.  I do know that it is much harder to
qualify
for SSI disability benefits than State Gov't benefits.  For my gov't
disability, all I have to do is have the doctor fill out the form and
it's a
done deal.

It's difficult to know what to do at the moment.  I think my current
depression is clouding my perspective.

-Kyle

-----Original Message-----
From: Barber, Kenneth L. [mailto:[log in to unmask]]
Sent: Thursday, October 03, 2002 2:19 PM
To: [log in to unmask]
Subject: Re: marriage


Kyle is state, I do not know what the feds pay, it is part of the
retirement
program.

-----Original Message-----
From: Kathy Salkin [mailto:[log in to unmask]]
Sent: Thursday, October 03, 2002 1:36 PM
To: [log in to unmask]
Subject: Re: marriage

Oh, so does the Fed. Gov't pay in 65% of the premiums and you pay 35%?