Huh, you'd get a higher 'bennie' than I would if I took disability.  It'd be
60% of my gross monthly pay.  Would be offset by any SSDB I'd get (after 24
months on disability) and payable until I returned to work or turned 65,
whichever came first.
However, the LTD benefit would be non-taxable as I've paid all of the
disability insurance premiums.  Dunno about SSDB being taxed, not sure if it
is or not.

Kat

----- Original Message -----
From: "Cleveland, Kyle E." <[log in to unmask]>
Newsgroups: bit.listserv.c-palsy
To: <[log in to unmask]>
Sent: Thursday, October 03, 2002 4:43 PM
Subject: Re: marriage


> No, the disability benefit is 65% of your highest three years salary, or
the
> mid-point of your G.S. level.  So, if I were to "go on disability" today,
I
> would gross 65% of my current salary.  That would be in effect until age
65
> when my regular retirement would kick in.  All premiums are payed for by
the
> gov't.
>
> Now if I had been hired without a pre-existing disability, I could have
> purchased additional insurance.  I still can, as long as the condition
that
> disables me is different than the disability I had when I was hired.  As I
> understand it, our disability coverage possibilities are completely
> different than what can be found in the private sector.
>
> Like I stated earlier, since I have 20 years service under Social
Security,
> I qualify to "double-dip" at retirement (grandfathered), but I don't know
if
> SS disability works the same.  I do know that it is much harder to qualify
> for SSI disability benefits than State Gov't benefits.  For my gov't
> disability, all I have to do is have the doctor fill out the form and it's
a
> done deal.
>
> It's difficult to know what to do at the moment.  I think my current
> depression is clouding my perspective.
>
> -Kyle
>
> -----Original Message-----
> From: Barber, Kenneth L. [mailto:[log in to unmask]]
> Sent: Thursday, October 03, 2002 2:19 PM
> To: [log in to unmask]
> Subject: Re: marriage
>
>
> Kyle is state, I do not know what the feds pay, it is part of the
retirement
> program.
>
> -----Original Message-----
> From: Kathy Salkin [mailto:[log in to unmask]]
> Sent: Thursday, October 03, 2002 1:36 PM
> To: [log in to unmask]
> Subject: Re: marriage
>
> Oh, so does the Fed. Gov't pay in 65% of the premiums and you pay 35%?